Free Buy to Let Mortgage Advice

Whether you are looking to complete your first buy-to-let purchase, or are well on your way to building a sizeable portfolio, we at Mann Mortgages Ltd understand that in any commercial enterprise every penny counts when you are trying to make a profit.

That’s why we provide you with your own dedicated mortgage advisor, an advisor who can offer specialist buy-to-let mortgage expertise around your needs and circumstances. Your expert advisor will not only find your ‘Best in Market’ mortgage, but will also complete all the paperwork for you, deal with the lenders, solicitors and surveyors throughout the process – which doesn’t just save you in time and hassle, but in money as well.

In addition to everything the open market has to offer, we have also negotiated many exclusive low deposit buy-to-let deals with top High Street lenders at ‘Best In Market’ rates that simply can’t be beaten.

We pride ourselves in our levels of personal service, so contact us today to discover for yourself what our mortgage advisor can do for your Buy-To-Let ambitions.

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Unbeatable Buy To Let mortgage deals…

As interest rates remain at record low levels there are many attractive Discount, Fixed and Tracker rate buy to let mortgage offers to be had, which is great news for the buy to let investor.

Furthermore, as one of the UK’s whole of market mortgage advisor, we have managed to negotiate unbeatable ‘Best In Market’ buy-to-let mortgage rates”, exclusively available to clients of Mann Mortgages Ltd. These include the lowest deposit 85% LTV buy to let mortgages to be had on the market.

Buy-to-let mortgages differ from standard residential mortgages because a lender will take into consideration the rent you will earn from the property as the primary source of income for affordability purposes. When considering a buy to let mortgage application, a lender will typically look for a prospective rental income of 145% of the monthly interest payment of the loan, but may also require the landlord to have a minimum personal income e.g. £25,000 per annum.

Some important factors to bear in mind include:

✔ Rental Yield

✔ Loan to Value (LTV)

✔ Income

✔ Repayment Type